How the Mortgage Calculator UK works
UK mortgages are usually quoted with a short fixed period followed by a lender's variable rate. Model the repayment on the fixed rate first, then stress-test it two points higher — that is what lenders do.
Estimate UK mortgage repayments, including interest-only comparison and stamp duty.
Read the full Mortgage Calculator UK guide →UK mortgages are usually quoted with a short fixed period followed by a lender's variable rate. Model the repayment on the fixed rate first, then stress-test it two points higher — that is what lenders do.