Mortgage Amortization Calculator

Break a mortgage down year by year into principal, interest and remaining balance.

Read the full Mortgage Amortization Calculator guide →

Loan amount($)Rate(%)Term(years)Year to inspect

How the Mortgage Amortization Calculator works

Seeing the year-by-year split is the fastest way to understand why selling in year three returns so little equity. Interest dominates the early schedule no matter how large the payment is.