House Affordability Calculator

Find the home price you can realistically afford based on income, debts and down payment.

Read the full House Affordability Calculator guide →

Gross annual income($)Other monthly debt($)Down payment($)Mortgage rate(%)Target DTI(%)

How the House Affordability Calculator works

Affordability is set by your debt-to-income ratio, not by what a lender will approve. Approval limits are generous; this uses a 36% total debt target so the payment still leaves room for life.

Related calculators

Mortgage Calculator Down Payment Calculator Rent vs. Buy Calculator